Our services.
Compliance.
Compliance is an ever changing world, becoming more and more complex with more and more things to worry about. Whether you are wondering how to comply with monitoring compliance requirements (NACHA Return Rate) or you are worried about whether you have a potential issue with Reg CC, Red Flag requirements, or you are wondering about BSA monitoring. Data can be leveraged to identify whether you may have an issue or help . It can isolate situations where your adverse action letters went to the address you have within the core, not the address you included in the loan application.
Fair Lending.
Fair lending has been an area of difficulty for many institutions. Whether you are talking about redlining, key fair lending ratio, or disproportionate treatment in the treatment of an applicant. We use data to identify where your issues reside. We will geocode all originated, denied, withdrawn, and approved not funded loans and identify where your issues reside. Provide key statistical fair lending metrics and identify if there are operational fair lending issues.
Lastly, we will show your FI’s borrowing base versus a composite borrowing base based on your region to truly identify if you have an issue.
If you have questions do not hesitate to reach out.